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You may be an excellent parent. But with regards to money and finances, you may make a few mistakes. Most adults don’t start off with perfect finances. Mistakes are common and understandable. Maybe you didn’t have a good financial role model growing up, and you learned how to manage finances on your own. Despite your background, you can avoid financial difficulties and get on the right path. To do this, you have to recognize your mistakes.
Whether you’re looking to improve your finances or set a good example for your kids. Here are five money mistakes to avoid.
- 1. Overindulging your kids
If you didn’t have much growing up, you may lean toward giving your kids whatever they want – regardless of whether you can actually afford the items. However, giving into your kids’ every request can leave you broke. It’s okay to shower your kids with gifts, but do so in moderation. Being a good parent doesn’t mean saying “yes” to everything.
- 2. Paying for services you don’t need
If you’re working and raising a family, you might hire a professional to mow your lawn, wash your car or clean your house. This frees up your time. But if finances are tight and you have nothing in savings, is it wise to pay for certain services? Evaluate how you spend your money. Let’s say you spend $200 a month on extra services. That’s $2,400 a year that could go into your savings account.
- 3. Not comparison shopping
You probably shop in a hurry. But being busy isn’t an excuse to skip comparison shopping. It only takes a few minutes to head online or check the newspaper for discounts. If you need to buy a wedding gift or a few items for the house, a search for a Williams Sonoma coupon code can save you money. Comparison shopping also makes financial sense when you’re booking travel reservations, dining out or shopping for clothes.
- 4. Not teaching kids how to save
Don’t wait until your kids are nearly adults to teach the value of a dollar. Get your kids into the habit of saving early and it’ll become second nature. There are easy ways to accomplish this. Before grocery shopping, have your kids check the newspaper for Coupons. If they have their eyes on a particular toy, demonstrate how to watch for sales and compare prices with the competition. And when your kids receive their allowance, don’t let them spend all their money at once. Purchase a piggybank or open a bank account and have your kids deposit 10% of their money.
- 5. Overspending with credit
Pulling out the credit card for every purchase can increase your debt. Using credit cards build your credit history, but there’s a trick to this approach. Give yourself a monthly spending budget, and always pay off the balance at the end of the month. If you can’t handle a credit card, leave it at home.
Changing your mindset is key to better money management. Avoid giving your kids the wrong idea about money, and take steps to set a good example.
Disclosure: This is a sponsored post.
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How secure is your home? Are you ever worried about what your teenage children are doing when you aren’t home? Do you leave your home in the care of a housekeeper or your children in the care of a nanny? Maybe you have noticed that items turn up missing after visits by certain individuals. When any of these situations are happening, you might wonder how you can diminish your feelings of vulnerability. There is a good way to regain your feelings of peace and safety in your home. This solution is to install hidden surveillance cameras. There are many popular models of spy cameras that you may use throughout your home to increase the security of all your loved ones.
It’s Time to Feel Safe in Your Home
Many useful spy cameras can be hidden within working clocks – an item that almost every home already has. Who would be suspicious of a clock in the bedroom, family room, or kitchen? The answer is that no one would question the presence of a clock. You can choose from analog clocks ticking softly on the wall or a digital clock sitting on a desk. If the situation calls for it, you can even carry a battery-operated spy camera concealed as a travel clock.
Do You Smell a Rat … Or a Thief?
Some very popular models of hidden cameras are the air freshener cameras. These cameras are often battery-operated and activated when motion is sensed. The camera may save video images or thousands of still photos. As with the cameras hidden in clocks, these little devices won’t draw suspicion when they are plugged into the walls of your home. This clever hidden camera operates silently. Once you’ve recorded the evidence that you need, you’ll be able to view the video or still shots on your PC.
Get Hooked on Home Safety
One very clever little device is the coat hook hidden camera. A nervous nanny might be suspicious of the teddy bear on the shelf, but will she be suspicious of the hook where she hangs her purse or keys? These tiny spy cameras for home use are a versatile pinhole camera which allows you to get the coverage that you want from anywhere in your home. The installation for this coat hook camera doesn’t require any special wiring and it is easy to recharge the battery.
Let’s Take It Outside
If you are more concerned about the activities of people working around the exterior of your home than you are concerning the people within your home, then you may want to consider using hidden outdoor spy cameras. From the electric boxes and hose reels on the side of your home to the decorative rocks in your gardens, a hidden camera could be placed just about anywhere.
Customize Your Surveillance
If one of the previous options didn’t seem just right for you, then maybe you would like to turn one of your own familiar household items into a surveillance device. With a small hidden spy camera, you can take advantage of the familiar items that you already have in your home. When it comes to the safety of everyone within your home, the use of hidden spy cameras could be one of your most effective tools.
Disclosure: Article Courtesy of BrickHouse Security
I have heard about the Fairy Hobmother several times before but really was not sure if she was real or not! Every time I would see a post about her I would make sure to comment in hopes of being selected. My last comment I left was just a few weeks ago. Well, now I can tell you all she is real! I woke this morning to an email from The Fairy Hobmother!
The Hobmother is so very generous to offer me an Amazon gift card in exchange for this post. Which is great because it is time to order diapers again. Now I can use the money I am going to save by using the gift code on diapers to put towards a new washing machine.
If you would like to receive a visit from the Fairy Hobmother just leave a comment on this post with your blog information, and who knows you may be the lucky one she visits next!!!
Everyone needs a handy man! I especially like the last tip.
Disclosure: This is a sponsored post brought to you on behalf of PartyPail.com
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